body 
{
	margin:0; 
	padding: 0;
	padding-right:0px;
	font-family: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
	font-size: 14px; 
	color: #000; 
	
}

h1 {
	FONT-SIZE: 11px;
	FONT-WEIGHT: bold;
	COLOR: #004b85;
	FONT-FAMILY: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
	margin-top: 3px;
	margin-bottom: 3px;
	text-transform: uppercase;
}

h2 {
	FONT-SIZE: 16px;
	FONT-WEIGHT: bold;
	margin-top: 5px;
	margin-bottom: 5px;
	text-transform: uppercase;
}

h3 {
	FONT-SIZE: 14px;
	FONT-WEIGHT: bold;
	margin-top: 5px;
	margin-bottom: 5px;
	text-transform: uppercase;
}

.bodycopy5
{
    FONT-WEIGHT: none;
    FONT-SIZE: 12px;
    COLOR: #000000;
    FONT-FAMILY: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
    TEXT-DECORATION: none;
}

TD.bg1
{
    BACKGROUND-COLOR: #1f60a4;
}

TD.bg2
{
    BACKGROUND-COLOR: #ffffff;
}

TD.bg3
{
    BACKGROUND-COLOR: #e1e6ec;
}

TD.bg4
{
    BACKGROUND-COLOR: #e6e6e6;
}

TD.bg5
{
    BACKGROUND-COLOR: #e1e2e4;
}

TD.bg6
{
    BACKGROUND-COLOR: #d2d3d5;
}

TD.bg7
{
    BACKGROUND-COLOR: #f4f5f7;
}

TD.bg8
{
    BACKGROUND-COLOR: #eeeeee;
}

TD.bg9
{
    BACKGROUND-COLOR: #d9e8fd;
}

TD.bg10
{
    BACKGROUND-COLOR: #f4f4f4;
}

TD.bg101
{
    BACKGROUND-COLOR: #b3e0fa;
}

TD.bg11
{
    BACKGROUND-COLOR: #ebeced;
}

TD.bg12
{
    BACKGROUND-COLOR: #b7e8ff;
}

.bgphone
{
	background-image: url(../images/blue-bg1.gif);
}

.bgtopnav
{
	background-image: url(../images/bar.gif);
}

.bg-bottom
{
	background-image: url(../images/bg-bottom.gif);
}

.bg-blue
{
	background-image: url(../images/bg-blue.gif);
}

.bg-grad
{
	background-image: url(../images/vert_150px_E0E0E0_FFFFFF.gif);
}

.bg-grad2
{
	background-image: url(../images/gradient_bg_main.gif);
}

.bg-grad3
{
	background-image: url(../images/usercontactbg.gif);
}

.bg-grad4
{
	background-image: url(../images/blue-bg1.gif);
}



.bg-grad3
{
	background-image: url(../images/gradient_bg.gif);
}

.bgnavbottom
{
	background-image: url(../images/bg-nav-bottom.gif);
}

.dottedline
{
	background-image: url(../images/dotted-line.gif);
}

.topnav
{
    FONT-WEIGHT: bold;
    FONT-SIZE: 15px;
    COLOR: #ffffff;
    FONT-FAMILY: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
    TEXT-DECORATION: none;
}

.topnav:link
{
FONT-WEIGHT: bold;
    FONT-SIZE: 15px;
    COLOR: #ffffff;
	FONT-FAMILY: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
	TEXT-DECORATION: none;
}
.topnav:visited
{
	FONT-WEIGHT: bold;
    FONT-SIZE: 15px;
    COLOR: #ffffff;
	FONT-FAMILY: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
	TEXT-DECORATION: none;
}
.topnav:active
{
	FONT-WEIGHT: bold;
    FONT-SIZE: 15px;
    COLOR: #ffffff;
	FONT-FAMILY: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
	TEXT-DECORATION: none;
}
.topnav:hover
{
	FONT-WEIGHT: bold;
    FONT-SIZE: 15px;
    COLOR: #ffffff;
	FONT-FAMILY: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
	TEXT-DECORATION: underline;
}

.topnav1
{
    FONT-WEIGHT: none;
    FONT-SIZE: 14px;
    COLOR: #1b477a;
    FONT-FAMILY: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
    TEXT-DECORATION: none
}

.topnav1:link
{
	FONT-SIZE: 14px;
    COLOR: #1b477a;
    FONT-WEIGHT: none;
	FONT-FAMILY: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
	TEXT-DECORATION: none;
}
.topnav1:visited
{
	FONT-SIZE: 14px;
    COLOR: #0154a4;
    FONT-WEIGHT: none;
	FONT-FAMILY: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
	TEXT-DECORATION: none;
}
.topnav1:active
{
	FONT-SIZE: 14px;
    COLOR: #0154a4;
        FONT-WEIGHT: none;
	FONT-FAMILY: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
	TEXT-DECORATION: none;
}

.topnav1:hover
{
	FONT-SIZE: 14px;
    COLOR: #0154a4;
    FONT-WEIGHT: none;
	FONT-FAMILY: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
	TEXT-DECORATION: underline;
}

.biggrey
{
    FONT-SIZE: 17px;
	FONT-WEIGHT: bold;
    COLOR: #2063a9;
    FONT-FAMILY: Arial Black, "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
}


.guarantee
{
    FONT-SIZE: 14px;
	FONT-WEIGHT: bold;
    COLOR: #004b85;
    FONT-FAMILY: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
}

.bigblue
{
    FONT-SIZE: 14px;
	FONT-WEIGHT: bold;
    COLOR: #1e5ea5;
    FONT-FAMILY: Arial Black, "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
}

.bigblue_nav
{
    FONT-SIZE: 16px;
	FONT-WEIGHT: bold;
    COLOR: #1e5ea5;
    FONT-FAMILY: Arial Black, "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
}

.greyloc
{
    FONT-SIZE: 13px;
	FONT-WEIGHT: none;
    COLOR: #727273;
    FONT-FAMILY: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
}

.blueloc
{
    FONT-SIZE: 13px;
	FONT-WEIGHT: none;
    COLOR: #1f5fa6;
    FONT-FAMILY: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
}


input.text {
	border: 1px solid #7f9db9;
}

textarea.text {
	border: 1px solid #7f9db9;
}

select.text {
	border: 1px solid #7f9db9;
}


.felement
{
    BORDER-RIGHT: #000000 1px solid;
    BORDER-TOP: #000000 1px solid;
    FONT-WEIGHT: normal;
	FONT-SIZE: 11px;
    BORDER-LEFT: #000000 1px solid;
    COLOR: #000000;
    WIDTH: 125px;
    BORDER-BOTTOM: #000000 1px solid;
    FONT-FAMILY: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
    BACKGROUND-COLOR: #ffffff
}

.felementon
{
    BORDER-RIGHT: #000000 1px solid;
    BORDER-TOP: #000000 1px solid;
    FONT-WEIGHT: normal;
	FONT-SIZE: 11px;
    BORDER-LEFT: #000000 1px solid;
    COLOR: #000000;
    WIDTH: 125px;
    BORDER-BOTTOM: #000000 1px solid;
    FONT-FAMILY: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
    BACKGROUND-COLOR: #dbeaf5;
}

.felementg
{
	border-right: #000000 1px solid;
	border-top: #000000 1px solid;
	font-weight: normal;
	font-size: 11px;
	border-left: #000000 1px solid;
	width: 125px;
	color: #000000;
	border-bottom: #000000 1px solid;
	font-family: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
	background-color: #f9f9f9;
}

.button
{
	border-right: #2160a7 1px groove;
	padding-right: 1px;
	border-top: #2160a7 1px groove;
	padding-left: 1px;
	font-weight: bold;
	font-size: 11px;
	padding-bottom: 1px;
	border-left: #2160a7 1px groove;
	cursor: hand;
	color: #ffffff;
	padding-top: 1px;
	border-bottom: #2160a7 1px groove;
	font-family: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
	background-image:url(../images/button-bg.jpg);
	background-color: #1f60a4;
}

.buttonon
{
	border-right: #2160a7 1px groove;
	padding-right: 1px;
	border-top: #2160a7 1px groove;
	padding-left: 1px;
	font-weight: bold;
	font-size: 11px;
	padding-bottom: 1px;
	border-left: #2160a7 1px groove;
	cursor: hand;
	color: #ffffff;
	padding-top: 1px;
	border-bottom: #2160a7 1px groove;
	font-family: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
	background-color: #6699cc;
}
.buttong
{
	border-right: #2160a7 1px groove;
	padding-right: 1px;
	border-top: #2160a7 1px groove;
	padding-left: 1px;
	font-weight: bold;
	font-size: 11px;
	padding-bottom: 1px;
	border-left: #2160a7 1px groove;
	cursor: hand;
	color: #ffffff;
	padding-top: 1px;
	border-bottom: #2160a7 1px groove;
	font-family: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;

}

.buttongon
{
	border-right: #000000 1px groove;
	padding-right: 1px;
	border-top: #000000 1px groove;
	padding-left: 1px;
	font-weight: bold;
	font-size: 11px;
	padding-bottom: 1px;
	border-left: #000000 1px groove;
	cursor: hand;
	color: #ffffff;
	padding-top: 1px;
	border-bottom: #000000 1px groove;
	font-family: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
	background-color: #888888;
}

.leftnav
{
    FONT-WEIGHT: bold;
    FONT-SIZE: 15px;
    COLOR: #2d65a0;
    FONT-FAMILY: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
    TEXT-DECORATION: none;
}

.leftnav:link
{
FONT-WEIGHT: bold;
    FONT-SIZE: 15px;
    COLOR: #2d65a0;
	FONT-FAMILY: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
	TEXT-DECORATION: none;
}
.leftnav:visited
{
	FONT-WEIGHT: bold;
    FONT-SIZE: 15px;
    COLOR: #2d65a0;
	FONT-FAMILY: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
	TEXT-DECORATION: none;
}
.leftnav:active
{
	FONT-WEIGHT: bold;
    FONT-SIZE: 15px;
    COLOR: #2d65a0;
	FONT-FAMILY: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
	TEXT-DECORATION: none;
}
.leftnav:hover
{
	FONT-WEIGHT: bold;
    FONT-SIZE: 15px;
    COLOR: #2d65a0;
	FONT-FAMILY: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
	TEXT-DECORATION: none;
}

.leftnav2
{
    FONT-WEIGHT: bold;
    FONT-SIZE: 13px;
    COLOR: #2d65a0;
    FONT-FAMILY: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
    TEXT-DECORATION: none;
}

.leftnav2:link
{
FONT-WEIGHT: bold;
    FONT-SIZE: 13px;
    COLOR: #2d65a0;
	FONT-FAMILY: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
	TEXT-DECORATION: none;
}
.leftnav2:visited
{
	FONT-WEIGHT: bold;
    FONT-SIZE: 13px;
    COLOR: #2d65a0;
	FONT-FAMILY: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
	TEXT-DECORATION: none;
}
.leftnav2:active
{
	FONT-WEIGHT: bold;
    FONT-SIZE: 13px;
    COLOR: #2d65a0;
	FONT-FAMILY: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
	TEXT-DECORATION: none;
}
.leftnav2:hover
{
	FONT-WEIGHT: bold;
    FONT-SIZE: 13px;
    COLOR: #2d65a0;
	FONT-FAMILY: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
	TEXT-DECORATION: none;
}








.reftext
{
    FONT-WEIGHT: bold;
    FONT-SIZE: 11px;
    COLOR: #ffffff;
    FONT-FAMILY: Arial, Verdana, Helvetica, sans-serif
}
.reftext A:link
{
    COLOR: #ffffff;
    TEXT-DECORATION: none
}
.reftext A:visited
{
    COLOR: #ffffff;
    TEXT-DECORATION: none
}
.reftext A:active
{
    COLOR: #ffffff;
    TEXT-DECORATION: none
}
.reftext A:hover
{
    COLOR: #cbcbcb;
    TEXT-DECORATION: none
}



.bodycopy1
{
    FONT-WEIGHT: none;
    FONT-SIZE: 13px;
    COLOR: #1f60a2;
    FONT-FAMILY: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
    TEXT-DECORATION: none;
}

.bodycopy1:link
{
	FONT-SIZE: 13px;
    COLOR: #1f60a2;
    FONT-WEIGHT: none;
	FONT-FAMILY: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
	TEXT-DECORATION: none;
}
.bodycopy1:visited
{
	FONT-SIZE: 13px;
    COLOR: #1f60a2;
    FONT-WEIGHT: none;
	FONT-FAMILY: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
	TEXT-DECORATION: none;
}
.bodycopy1:active
{
	FONT-SIZE: 13px;
    COLOR: #1f60a2;
        FONT-WEIGHT: none;
	FONT-FAMILY: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
	TEXT-DECORATION: none;
}
.bodycopy1:hover
{
	FONT-SIZE: 13px;
    COLOR: #000000;
    FONT-WEIGHT: none;
	FONT-FAMILY: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
	TEXT-DECORATION: underline;
}

.bodycopy2
{
    FONT-WEIGHT: bold;
    FONT-SIZE: 14px;
    COLOR: #8b8b8b;
    FONT-FAMILY: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
    TEXT-DECORATION: none;
}

.bodycopy2:link
{
	FONT-SIZE: 14px;
    COLOR: #8b8b8b;
    FONT-WEIGHT: bold;
	FONT-FAMILY: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
	TEXT-DECORATION: none;
}
.bodycopy2:visited
{
	FONT-SIZE: 14px;
    COLOR: #8b8b8b;
    FONT-WEIGHT: bold;
	FONT-FAMILY: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
	TEXT-DECORATION: none;
}
.bodycopy2:active
{
	FONT-SIZE: 14px;
    COLOR: #8b8b8b;
        FONT-WEIGHT: bold;
	FONT-FAMILY: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
	TEXT-DECORATION: none;
}
.bodycopy2:hover
{
	FONT-SIZE: 14px;
    COLOR: #1e62a3;
    FONT-WEIGHT: bold;
	FONT-FAMILY: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
	TEXT-DECORATION: underline;
}

.bodycopy3
{
    FONT-WEIGHT: none;
    FONT-SIZE: 14px;
    COLOR: #303030;
    FONT-FAMILY: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
    TEXT-DECORATION: none;
}

.bodycopy4
{
    FONT-WEIGHT: bold;
    FONT-SIZE: 14px;
    COLOR: #1f60a2;
    FONT-FAMILY: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
    TEXT-DECORATION: none;
}

.bodycopy4:link
{
	FONT-SIZE: 14px;
    COLOR: #1f60a2;
    FONT-WEIGHT: bold;
	FONT-FAMILY: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
	TEXT-DECORATION: underline;
}
.bodycopy4:visited
{
	FONT-SIZE: 14px;
    COLOR: #1f60a2;
    FONT-WEIGHT: bold;
	FONT-FAMILY: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
	TEXT-DECORATION: underline;
}
.bodycopy4:active
{
	FONT-SIZE: 14px;
    COLOR: #1f60a2;
        FONT-WEIGHT: bold;
	FONT-FAMILY: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
	TEXT-DECORATION: underline;
}
.bodycopy4:hover
{
	FONT-SIZE: 14px;
    COLOR: #1e62a3;
    FONT-WEIGHT: bold;
	FONT-FAMILY: "Trebuchet MS", Arial, Verdana, Helvetica, sans-serif;
	TEXT-DECORATION: none;
}





table.navbar td a:hover, table.navbar td a:active {
   background-image:url(../images/bg-hover.gif);
}

TABLE.navbar {
	BORDER-TOP: #e1e1e1; BORDER-COLLAPSE: collapse;
}
TABLE.navbar TD {
	BORDER-BOTTOM: none;
}
TABLE.navbar TD A {
	DISPLAY: block;  TEXT-DECORATION: none;
}
TABLE.navbar TD A:link {
	BACKGROUND-COLOR: none;
}
TABLE.navbar TD A:visited {
	BACKGROUND-COLOR: none;
}


td.menu1 {cursor:hand; background-color: #1f60a4;}